Providing our clients with Quality service
As your committed financial professional, our promise to you is to provide quality service.
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Reviewing your investments and designing a personalized portfolio appropriate to your needs.
- Meetings to review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio as agreed upon by you
- Independent Advice
- Recommendations regarding positioning of investments within your employer provided retirement plans such as 401(k)s
- Quarterly economic report detailing updated analysis and a current view of the investment markets
Investing involves risk and you may incur a profit or loss regardless of strategy selected.
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- Comprehensive review of your tax return to highlight opportunities for tax mitigation strategies
- Annual tax planning to incorporate any new tax law changes
- Complimentary consultation with your tax preparer
- Recommendations of tax strategies including tax advantaged investments
- Staying current on and presenting new tax laws that can affect your situation
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
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- Analysis of your current and future income needs
- Continual development and implementation of recommendations to fund your income needs to optimize your lifestyle
- Recommendations regarding appropriate distribution strategy for your employer retirement plans and IRAs
- Analysis of the beneficiaries of your IRAs
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- Analysis of your current estate plan Review of strategies to efficiently transfer wealth to your loved ones
- Complimentary consultation with your attorney
- Assistance in transferring assets to your Living Trust or other trusts
- Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
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- Quarterly Newsletter to keep you apprised of the most current planning strategies
- Quarterly, semi-annual or annual meetings
- Special reports on how to help mitigate your taxes and other important topics
OUR COMMITMENT TO QUALITY SERVICE
Our advisors are dedicated to helping our clients manage wealth, plan for retirement and preserve their hard-earned assets. Our team works independently, so our loyalty belongs to our clients, not a parent company.
Utilizing the custodial services of Raymond James Financial Services, we have the freedom to offer unbiased financial planning, investment advice and portfolio development. The advisors at Leonard & Martens follow a fiduciary standard of care for our fee-based advisory clients. As such, we will place their interests ahead of our own when providing professional services.
Our independence enables us to establish working relationships with a number of industry-leading firms whose products we leverage to create customized client plans. We recommend products and services that can be tailored to suit our clients’ custom needs.
Our advisors operate primarily on a fee basis and are not tied to or encouraged to sell specific financial products for commissions. However, if deemed appropriate and in our client’s best interest, we do also provide commissioned brokerage services. The fee-based approach helps ensure that clients receive objective advice that fits their particular needs and situation, not a hidden agenda. It also means that we are here for you, ready to offer financial advice whenever you need it, whether or not you are ready to invest.
In a fee-based account, clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2 as well as the client agreement.
